How To Deal With Debt From The Holiday Season

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The holidays are over, the new year is here.  January 2016 is in full swing, and now we have to face the reality of paying off everything we bought during the month of December.  I completely understand your pain and your situation.  We are all going through the same thing.  If you were able to […]

3 Tips Not to Break the Bank This Holiday Season…


I know every holiday season is the same story, you spend and spend and then you “spend” the next few months paying off all you bought for Christmas.  And you always promise yourself that the next year will be different and you will have a plan and budget, and you will have saved the money […]

4 Financial Lessons Children Need To Learn At Home…

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Photo by GotCredit [/caption Think of this as “Money 101” for Kids. My daughter started solving word problems involving money just recently. I mean she understood what the value associated with a dollar, a quarter and so on was, but she didn’t really get that everything costs money and that you have to work hard […]

How To Take Control Of Your Grocery Bill – Part 2


Now, let me share what has worked and what hasn’t work, so you don’t waste your time on what doesn’t work. Counting each and every dollar and penny sucks. You really don’t have to go to that level of detail. You’ll waste your time and be miserable. I hated using this strategy. Did it work? […]

How To Take Control Of Your Grocery Bill – Part 1


I was shocked to see my grocery and food bill was $1000+ for a month! I mean, we are a family of four, but that definitely was a huge concern for me. A big problem that needed a better solution. I understand the reality that we live in an expensive city, but it still seemed […]

4 Ways a Stay-at-Home Mom Contributes Financially

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This is not a post about what is better a stay-at-home mom or a working mom because that depends on your particular life’s circumstances, goals and beliefs. I can’t say one is better than the other because I have been both and everything in between – I have been a full time stay-at-home mom, a […]